Free. No sign-up. Nothing you type is stored.
What is your car accident claim really worth?
Plug in your own numbers and see a fair range, the exact formula behind it, and how your state's fault rules change it. Built for drivers dealing with an insurer, not for lawyers.
- Formula shown on every result
- Rules for all 50 states + DC
Free calculators
Pick the question you need answered
- Most used Car Accident Settlement Calculator Estimate what your injury claim may be worth, adjusted for your state's fault rule and the policy limit. Open
- 17c formula Car Diminished Value Calculator See what the insurer's 17c formula gives for your repaired car, and why it is often too low. Open
- 2 methods Pain and Suffering Calculator Value your pain and suffering with the multiplier and per diem methods, side by side. Open
- Fees and liens Settlement Take-Home Calculator See how much of your settlement you keep after attorney fees, case costs and medical liens. Open
- PDF download Car Accident Demand Letter Generator Fill in a short form and get a clear, professional demand letter as a PDF, for injury, property damage or diminished value. Open
- 5free calculators
- 51state fault rules built in
- 0sign-ups or phone numbers
- 100%runs in your browser
How it works
Two minutes, three steps, no strings
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1
Type in your numbers
Medical bills, repair cost, the offer you got. Everything is calculated right on your device and nothing is sent to us.
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2
Get a range and the math
You see a low and high estimate, the exact formula, and the assumptions behind it. No black box, no "call us to find out."
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3
Walk in prepared
Take the numbers to the adjuster, turn them into a demand letter, or bring them to a lawyer so the first meeting goes further.
Why people trust it
Straight answers, even when they are not what you hoped
Most claim calculators are lead forms in disguise. Ours show the same math an adjuster uses, including the parts that work against you.
Read our methodologyRanges, not promises
Claims settle across a range. We never say "you will get $X."
Formula on every result
Every number comes with the math, so you can check it or argue it.
Sources and review dates
State rules link to official sources and show when we last checked them.
Private by design
No accounts, no forms that go anywhere, no tracking cookies.
Guides
Plain-English answers to the questions adjusters dodge
- SettlementsCar Accident Settlement Loans: How They Work and What They Really CostHow pre-settlement funding works, what an advance really costs over time with worked numbers, and safer alternatives to try first.
- SettlementsCar Accident Settlement Agreement: What to Check Before You Sign the ReleaseA clause by clause checklist for the release that ends your claim, with the warning signs that mean you should stop and ask.
- Insurance claimsWhat If Your Car Accident Claim Is Worth More Than the Policy Limits?What happens when your damages exceed the at-fault driver's insurance, and seven places to look for more money.
- SettlementsHow to Negotiate a Car Accident Settlement With an Insurance AdjusterAn eight step plan for negotiating with an adjuster, with replies to the most common tactics and a sample counteroffer.
- After a crashDo You Need a Lawyer for a Car Insurance Claim? An Honest ChecklistWhen a lawyer is likely worth the fee, when you can handle a claim yourself, and the math to compare both paths.
- Diminished value17c Diminished Value Chart: What the Formula Pays by Car Value and MileageReady-made tables showing exactly what the insurer 17c formula pays at every car value, damage level and mileage band.
Why ClaimFairly exists
Built for drivers, not insurers.
Search for help after a car accident and almost every result is a law firm asking for your phone number. We built something simpler: calculators that show the actual math insurers use, cite real sources and never ask who you are. We are not lawyers, and these tools do not replace one. They help you walk into that conversation knowing the numbers.
More about ClaimFairlyFAQ
Questions people ask before they use it
Is ClaimFairly really free?
Yes. There is no sign-up, no trial and no paid version. The site may show ads to cover costs, but never inside a calculator.
Do you store what I type?
No. The math runs in your browser. Nothing you enter is sent to our server or saved anywhere.
Is this legal advice?
No. These are educational estimates. Claims depend on facts, evidence and state law. For advice on your situation, talk to a licensed attorney in your state.
How accurate are the estimates?
They use the same kinds of formulas insurers and attorneys use as a starting point, and they show every assumption. Real settlements can land above or below the range.
Are you connected to an insurance company or law firm?
No. ClaimFairly is independent. We are not paid by insurers, and we do not sell your details to law firms.
Which calculator should I start with?
If you were hurt, start with the car accident settlement calculator. If your car was repaired and is now worth less, start with diminished value.
Got an offer from the insurer?
Check it against your real numbers before you say yes. It takes about two minutes.